Project
Development of Behavioral Pattern Prediction Model and Decision-making Solution for Financial Institutions

Project Summary
1) Build Advanced Financial Assistance System(AFAS) which allows decision-makers to easily set a target value Y and build a predictive model optimized for different business strategies.
2) Develop a sophisticated cash flow prediction model based on core AI technologies. Building a cross-border asset management that controls the entire asset securitization process.

Business Model
Advanced Financial Assistant System(AFAS) in Retail Banking and Insurance.

AIZEN's Automatic Credit Cycle Control Module(ACCM) allows banks to easily monitor, predict and control the entire personal loan portfolio in a single platform. Our real-time AI Platform, ABACUS, is specialized in Retail Banking and Insurance, helping Financial Institutions(FIs) automate core business value chains and optimize key decision-making processes.

Our core value is to convert day-to-day transactions and business pain points into Machine Learning problems. We provide AI business applications that can be easily applied to real use cases, leveraged by domain-specific algorithms, industry-leading expertise and know-hows in Finance & AI. ABACUS radically improves traditional costs structures by reducing the inefficiencies in operating and credit costs.

ABACUS is built on global standard which can be easily scaled-up on-premise or in the cloud.

Main Achievements
1) Developed a prototype AI Financial Platform, ABACUS, on Amazon Web Services cloud server.
- A straight-forward series of AI modelling process from Data Pre-processing, Feature Selection, Model training, Validation and Prediction
- Allows users to manually choose multiple algorithms, use recommended algorithms or AIZEN's own Ensemble algorithm optimized for each business strategies
2) Cash flow prediction model
- Our core AI technology can ease the securitization valuation process and enables a more sophisticated account-level cash flow prediction
- Developed an Asset Management business model that connects Personal Lending with Capital Market
Date of Establishment2016-02-15
AcceleratorKITE Entrepreneurship Foundation
StageInformation Service
Date of TIPS Selection2016-11-01